Terms and Conditions

Terms and Conditions Garrett Family Insurance — Last updated September 1, 2026

These Terms and Conditions govern your interactions with Garrett Family Insurance, including our SMS/text messaging program described below. By providing your phone number and opting in, you agree to these terms.

SMS Messaging Program Garrett Family Insurance offers text messaging communications to individuals who request a quote, enter a promotion, or otherwise opt in through our forms. Message types may include:

  • New lead welcome and follow-up messages

  • Policy renewal reminders

  • Promotional giveaway or contest entry confirmations

  • Policy delivery and annual review reminders

Consent By submitting your mobile phone number through one of our forms and selecting to receive communications, you consent to receive text messages from Garrett Family Insurance at the number provided. Consent is not a condition of purchasing any insurance product or service.

Message Frequency & Cost Message frequency varies depending on your interactions with us. Message and data rates may apply, as determined by your mobile carrier.

Opt-Out You may opt out of text messages at any time by replying STOP to any message you receive from us. You will receive one final message confirming your opt-out. You may also opt out of email communications using the unsubscribe link included in every email we send.

Help For help, reply HELP to any message, or contact us directly at joey@garrettfamilyinsurance.com or (618) 816-7189.

Carriers Carriers are not liable for delayed or undelivered messages. Supported carriers include, but are not limited to, AT&T, T-Mobile, Verizon, and other major US carriers.

Contact Garrett Family Insurance, 117 SE 2nd St, Fairfield, IL 62837,